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  • Alan Bermudez
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    We all make careless mistakes. We accidentally undertip the waiter. We lock our keys in the car. We wear white after Labor Day. We press “send all.” It happens to the best of us. But some little mistakes can create big problems, like when you’re buying a home. A house, after all, is a huge purchase; the stakes are

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  • Alan Bermudez
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    Improving your credit score is almost like losing weight: it takes small, consistent steps… and patience! Stick with the right actions (and avoid the wrong actions) and you WILL improve. The best way to fix your credit is to manage it sensibly over time with solutions you implement today! (Yes… TODAY!) The first step in

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  • Alan Bermudez
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    There is so much demand for housing and so few homes for sale that prices have nowhere to go but up — unless of course they get so high that potential buyers have no choice but to back away. That may be what is happening now. After hitting a peak in March of this year,

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  • Alan Bermudez
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    Those thinking about buying a home have probably heard all the tales of woe from other buyers out there: Sticker shock, getting outbid on the home of their dreams, or not being able to find a property with everything they were looking for within their budget. Still, those stresses may be easing somewhat now that we’re

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  • Alan Bermudez
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    Homebuyers are clamoring to capitalize on the lowest interest rates in almost a year, driving total mortgage application volume 9.9 percent higher last week. The Mortgage Bankers Association’s seasonally adjusted weekly index is still 19 percent lower than the same week last year, due to lower refinance volume. The week’s results included an adjustment for

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  • Alan Bermudez
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    Mortgage applications finally moved slightly higher last week, spurred by refinancers, as interest rates moved decisively lower. Total mortgage application volume increased 3.3 percent, from the previous week, according to the Mortgage Bankers Association’s seasonally adjusted report. Volume remains 23 percent lower than the same week one year ago, when rates were even lower. After

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