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  • Alan Bermudez
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    Mortgage rates set new 2017 lows for the third straight day today, although only in terms of “effective rates” (which take upfront costs into account).  “Note rates” (which simply refer to the rate applied to one’s loan balance) are unchanged from yesterday, with most lenders continuing to quote 4.0% for top tier conventional 30yr fixed scenarios.

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  • Alan Bermudez
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    According to Freddie Mac’s latest Primary Mortgage Market Survey, the 30-year mortgage rate in the U.S. dropped for the third consecutive week and closing in on the 2017 low. Sean Becketti, chief economist of Freddie Mac said, “The 10-year Treasury yield was relatively unchanged this week, while the 30-year mortgage rate fell 4 basis points

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  • Alan Bermudez
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    Ah, the things people do for their kids. One of the biggies? Buying a megamansion with a massive backyard perched in a stellar school district so they can give their offspring the best life possible—even if they’re mortgaged to the hilt. And yet, making real estate decisions solely for the sake of your kids can be a recipe for

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  • Alan Bermudez
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    Is your kitchen hopelessly outdated, and your bathroom a blast from the past? Then it sounds like you’re overdue for some home improvements. There’s just one problem: Remodeling can be a huge undertaking—and a costly one at that. The average kitchen remodel will set you back $60,000; a bathroom overhaul, $17,908. Ouch! But hey, that’s just

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  • Alan Bermudez
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    You might be amazed at the things that do not increase the value of your home. The reason I say this is because I work primarily with sellers, which means I hear those mistaken beliefs all the time and can pretty much count on a seller coming up with a list of home improvements that

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  • Alan Bermudez
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    One of the most critical parts of getting a mortgage is Appraisal. The purpose of an appraisal is to confirm the sales price for the lender. What is an Appraisal? An appraisal is a professional estimate of the value of the property that you are planning to purchase. The person who does the appraisal is

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